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掌握这6项隐藏功能，使您的支付宝账户更加安全。_我的网站

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一 | 1月9日，支付宝已经成为我们智能手机的“应用程序”。它可以称为国家钱包。

二 | 有了支付宝，它甚至可以带着手机出国。因为它是“钱包”，所以处理钱是不可避免的。支付宝中这6个小的安全功能可以使您的支付宝账户更安全。

Conceptual diagram of AI Photo: VCG
In a report released on Tuesday, the World Bank made an optimistic assessment that artificial intelligence (AI) could allow developing countries to do in a decade what might otherwise take a century. The report found that AI will throw developing economies a lifeline, and that the technology's greatest promise for developing countries lies not in replacing workers, but in amplifying what they can do.
While advanced economies are still debating whether AI will wipe out white-collar jobs, this report serves as a critical reminder that AI is not merely a force that replaces human labor. More importantly, it acts as an amplifier that unlocks growth potential.
For years, many assumed that AI penetration would primarily erode low- and mid-skilled jobs and widen development gaps among economies. Yet for most developing countries still undergoing digital transformation, AI represents far more than a choice between automation and human labor. It provides a cost-effective shortcut to remedy decades of digital infrastructure shortcomings.
Many digital capabilities that once required massive capital investment, systematic infrastructure development and professional talent training can now be realized through open-weight AI tools. This dramatic reduction in technological barriers offers developing countries a rare chance to leapfrog stages of technological iteration and catch up with global development trends.
In China, this "amplification effect" is unfolding in various ways. Over the past few years, new professions built around human-AI collaboration have kept emerging, while the skill sets required for traditional jobs are evolving at a rapid pace.
What matters even more is that China's unique AI development path carries special reference value for other developing countries. China has already integrated AI on a massive scale into core real-life scenarios spanning manufacturing, agriculture, healthcare and education, while continuously driving down the cost of access.
According to CNBC, Chinese built AI models are gaining ground, and they are gaining traction as they narrow the performance gap with leading American rivals while remaining significantly cheaper to use. This model provides the most practical, accessible entry point for developing economies stepping into the AI era, rather than forcing them to chase unattainable, high-end technical standards that are out of their financial and operational reach.
With the rise of Chinese open-source and open-weight models, AI competition between China and the US has become a hot topic in the global technology landscape. Some in the West often frame this as a technological power tussle between two major countries, measured by model parameters, financing scale and semiconductor manufacturing precision. While such indicators reflect technological advancement, one shouldn't overlook the far more fundamental purpose of technology. The ultimate value of any technology lies in its ability to address shared global challenges and deliver tangible public benefits.
Many developing regions are still in the very early stages of digital transformation. Truly meaningful, impactful AI capability is never cutting-edge technology locked away in a laboratory. It is technology that can step out of the lab, root itself in local realities, and deliver inclusive, accessible solutions that help these countries cross the threshold of digital infrastructure at minimal cost. It is about bringing open-weight, user-friendly AI tools into the hands of ordinary people and companies.
When more developing economies are able to use AI as a lever to bridge their long-standing development gaps, the global digital divide will not be further widened by this new round of technological revolution. Instead, it will be gradually narrowed for the first time in decades. From this perspective, the outcome of global AI competition will not be determined by which country first reaches the ceiling of technological sophistication. The real decisive factor is which country can extend technological benefits to the broadest population groups and leverage AI to drive inclusive global growth.
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三 | 你用它吗？1、大额转账提醒，多次验证没有错，一些细心的朋友可能会发现，当有大额转账时，支付宝会有多次提醒。基本上，你会被要求填写对方的姓氏，以确保没有错的人。其次，如果发现对方账户存在风险，则会有风险提示。最后，如果系统被发现是一个高风险的交易，支付宝的风控系统可以直接关闭交易。在账户安全方面，支付宝可以被视为一个非专业人员。2、指纹/手势密码。如果您丢失手机，您不必害怕设置指纹/手势密码。即使你丢失了手机证书，你也不必担心支付宝的钱。进入[支付宝]-我的设置-生物识别[指纹/手势]-[指纹/手势解锁]-[启动支付宝]，然后选择指纹或手势密码解锁。3、刷面登录，只有我可以使用除了指纹/手势密码，你可以打开支付宝的刷面登录，会让你在镜头前眨眨眼，一点点，判断你可以打开自己。去支付宝，设置生物特征，点击刷子设置，打开刷子开关，即使你睡着了，支付宝里的钱也是安全的。延迟到达，反欺诈，当您想转移时可以“撤销”，有时会有“延迟到达”功能提示，表示交易可能有风险。

四 | 只要选择“延迟到达”，在24小时内，如果发现交易有风险，立即向支付宝报告，并向派出所报告。一旦警方对这起诈骗案作出裁决，转移案将重新进行。但正常的转账可以放心，不必担心对方会突然取款。撤销该行为需要上传警方证明。

五 | 支付宝将取代支付宝终止交易。如果没有警察的指示，转移通常会发生。反欺诈真相检测程序，关键是识别日常生活中的“虚假信息”，是否收到“银行短信”？QQ朋友发“退款”链接，会有病毒吗？有人打电话来说他的家人是否出了什么事。

六 | 你要汇款吗？许多短信息、链接和电话都很难辨别真假。

七 | 如果你不小心点击或相信它们，可能会导致经济损失。除了支付宝的安全防范措施，我们还可以主动识别一些欺诈信息吗？没关系。如果你发现可疑的金融平台，收到未知的消息，未知的电话，网址等，你可以使用支付宝的“反欺诈调查”小程序查询，欺诈信息，一键识别。您可以在支付宝应用首页的搜索框中搜索“反欺诈调查”，输入可疑内容。