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用关怀温度提升幸福指数 住房公积金政策优化调整 “新”在何处？_我的网站

一 |     South Korea, Japan, and the US are due to begin a joint ballistic missile defense drill in the waters off Hawaii later on Monday as they step up security coordination against North Korea's "evolving military threats," according to Yonhap.,The South Korean news agency cited unnamed sources as saying that the Pacific Dragon exercise would take place on August 1-14 and aims to enhance cooperation among the participating countries in detecting, tracking and reporting ballistic missile targets.,The insiders added that in addition to the three countries, Australia and Canada would join the drill, which is being led by the US Pacific Fleet.,The claims come a few days after North Korean leader Kim Jong-un asserted that Pyongyang is absolutely ready to mobilize its "nuclear war deterrence forces" at any moment.,“Our armed forces are thoroughly prepared to respond to any crisis, and our nation’s nuclear war deterrence is also fully ready to mobilize its absolute strength faithfully, accurately and promptly to its mission,” Kim was cited by Al Jazeera as saying last Wednesday during the celebration of the anniversary of the armistice agreement that ended the Korean War.,The North Korean leader also argued that Washington continues “dangerous, illegal hostile acts” with South Korea against his country some 70 years after the war, and seeks to justify its behavior by “demonizing” the North.,South Korea Fears North May Conduct New Nuclear Test in Coming Days - Unification Minister26 July, 17:00 GMT,He claimed any possible attempt by South Korea to make a preventive strike on the North to neutralize a part of the latter's military potential would be futile.,Additionally, Kim condemned the new South Korean administration under President Yoon Suk-yeol, saying any attempts to preemptively incapacitate his country would be met with a stern response and “annihilation”.,“I once again make it clear that North Korea is fully ready for any military confrontation with the United States,” he stressed.,This followed officials in Seoul and Washington claiming that Pyongyang had completed preparations to conduct its first nuclear test since 2017.,South Korea’s Foreign Minister Park Jin, in turn, warned that the North is likely to face stronger sanctions, including measures aimed at curbing its cyberattack capabilities if it goes ahead with the tests.,Last month, US special representative to North Korea Sung Kim asserted that Pyongyang had already tested an unprecedented number of missiles this year. In January, Pyongyang said it had tested a hypersonic missile and later launched a banned intercontinental ballistic missile (ICBM) as well as missiles that it said could carry tactical nuclear weapons.,In 1953, Seoul and Pyongyang clinched an Armistice Agreement that ended the three-year war. However, formally, the Korean Peninsula is still at war because the conflict ended without both sides signing a peace treaty.。    央视网消息：最近一段时间以来，超过70个城市优化调整了住房公积金相关政策。

二 | 那么，本轮政策调整到底“新”在何处？　　记者注意到，在各地的调整政策当中，河南洛阳、陕西渭南、黑龙江哈尔滨等地都不同程度提高了住房公积金贷款额度。　　中国社会科学院金融研究所副研究员蔡真分析称：“这一次公积金实际上针对的重点人群是刚需人群，刚需人群的贷款额度是相对较低的，在一线和一些热点二线城市，刚需人群的额度难以支撑购房需求，大幅提高贷款额度有利于提高购买力。

三 | ”　　与此同时，湖南郴州、福建福州等地则进一步优化了商贷转公积金贷款的政策，降低购房者的房贷压力。此外，天津等地还推出并实现了异地购房提取公积金线上办、零跑动等措施。

四 | 　　除此之外，一些城市还针对老旧小区也有了特别的政策设计。

五 | 近日，北京就宣布，为了加大住房公积金对完成老旧小区改造住房的支持力度，延长老旧小区住房公积金贷款年限。

六 | 举例来说，假设购房人单身、个人月缴存额1250元、缴存比例12%，购买了一套完成老旧小区改造的1977年的砖混住房，按原政策，借款人无法办理公积金贷款。政策优化后，在符合其他贷款条件的情况下，借款人不仅可以申请公积金贷款，而且贷款期限可以延长至20年，按首套住房计算，可贷款93万元。　　目前，各地针对特定群体需求，纷纷对住房公积金政策做出了细化要求。比如，山东济南为多孩家庭提供优惠，最高贷款额度可上浮25%；贵州黔南州支持大学毕业生、青年人才购房，大学毕业生贷款额度上限提高10%，青年人才贷款额度上限提高20%；海南、江苏苏州等地，明确灵活就业人员也可缴存住房公积金。

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Published on:19:54:25